Credit Score | AskPecunia

Understanding the Five Factors of Your Credit Score

by David Maldonado | Sep 6, 2018 | Credit Score

Credit scores determine everything from eligibility for mortgages and car loans to opening a new credit card. But trying to understand your credit score can be unnecessarily complicated and intimidating. In order to try to help, here is a breakdown of the five...

Four Options to Get Credit After Bankruptcy

by David Maldonado | Sep 5, 2018 | Credit Score, Personal Loan Education

No matter what you do, sometimes bankruptcy still gets the better of you. After going through the pain, doubt and fear inherent in filing for bankruptcy, you might feel lost as to how to start rebuilding your credit and opening new lines of credit. There are four...

The Beginner’s Guide to Building Credit Responsibly

by David Maldonado | Aug 30, 2018 | Bad Credit, Credit Score

Credit is one of the most essential, and for many, the most confusing, aspects of having a healthy life financially. Your credit is a huge factor that determines if you’re able to take out a loan for a car, buy a house with a mortgage, or get approved for a small...

Credit Do’s and Don’ts and How They Impact Your Fico Score

by David Maldonado | Aug 29, 2018 | Bad Credit, Credit Score

Maintaining a good credit score can be tricky. On the one hand, credit is there to provide you the opportunity to buy the things you need to improve the quality of life for yourself and your family, and you shouldn’t feel afraid to use it if you need it. On the other...

Four Proven Ways to Help Reduce Credit Card Debt

by David Maldonado | Aug 29, 2018 | Credit Score

Credit card debt can sneak up on anyone, even if you’re punctual with your bills. Paying off the whole balance at the end of every month sometimes just isn’t an option, and so your interests rates starts piling up until you feel as though you are running out of...

Six Reasons Your Credit Score is Low

by David Maldonado | Aug 28, 2018 | Credit Score

When it comes to shopping for a loan, few things are going to impact your ability to find what you’re looking for, with an interest rate that you can afford, as your credit score. In fact, credit scores are almost always the first thing that a lender will analyze when...

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Representative Example:


Credit Score	Loan Amount	Term	Sample Monthly Payment / Total Payment	Fee
450+	$2500	5 Years	$90.33 / $5419.80	0%
550+	$2500	5 Years	$76.34 / $4580.40	0%
600+	$2500	5 Years	$63.48/ $3808.80	0%
650+	$2500	5 Years	$55.61 / $3336.60	0%
700+	$2500	5 Years	$49.50/ $2970.00	0%
750+	$2500	5 Years	$47.17/ $2830.20	0%

* Not all candidates will qualify

* Pecunia never charges any upfront fees, if you are asked for any upfront fees
never pay them to anyone for the purposes of borrowing.

* Pecunia never charges any fees ever, simply answer a few questions and be on your way to obtaining a loan in as little as 3 hours.

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