Credit Score | AskPecunia

How to Find Personal Loans for a Credit Score Under 550

by David Maldonado | Apr 3, 2024 | Credit Score, Personal Loan Education

If you have a credit score of 550 or below, then you’re probably already aware of just how tall an order it really is to find a loan. You’ve most likely faced a situation where a lender checked your credit score, saw how low it was, and pulled the rug out from under...

How Unsecured Loans Help Bad Credit Scores Become Good Ones

by David Maldonado | Feb 7, 2024 | Credit Score, Personal Loan Education

Having a bad credit score can make achieving your future goals and financial targets difficult. A bad credit score can make you miss out on home ownership, financial savings, and other benefits. A bad or low credit score can be more difficult to get banks and lenders...

2 Easy Methods You Can Use to Begin Establishing Credit

by David Maldonado | Sep 24, 2018 | Credit Score, Personal Loan Education

Your credit score determines a range of things for you: whether or not you are eligible for a loan, how trustworthy you are with money, and a host of other monetary things. If you have never taken out any type of credit, and have no score to speak of, it can be...

Three Effective Ways to Repair Your Credit in a Year

by David Maldonado | Sep 20, 2018 | Credit Score, Personal Loan Education

If you find that your credit is not where you want it to be, and you’re planning to make your next high-end purchase, like a new car or taking out a mortgage, there are several simple ways that you can start repairing your credit, starting with your next billing...

Making Money Off Your Bills: Using Credit Card Rewards to Your Advantage

by David Maldonado | Sep 18, 2018 | Credit Score, Personal Loan Education

The first of the month can be an anxious time for many. While a new month brings the opportunity for change, such as starting a new fitness regime or a new project, it also brings with it the deadline for most of our bills. As the months draw to a close, most people...

Credit Scores Q&A

by David Maldonado | Sep 7, 2018 | Credit Score

Credit scores are a major factor used to determine if someone is credit-worthy. Most people acknowledge the purpose of the score but do not necessarily understand how they are determined or how to improve low scores. Here are some often-asked questions concerning...

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Representative Example:


Credit Score	Loan Amount	Term	Sample Monthly Payment / Total Payment	Fee
450+	$2500	5 Years	$90.33 / $5419.80	0%
550+	$2500	5 Years	$76.34 / $4580.40	0%
600+	$2500	5 Years	$63.48/ $3808.80	0%
650+	$2500	5 Years	$55.61 / $3336.60	0%
700+	$2500	5 Years	$49.50/ $2970.00	0%
750+	$2500	5 Years	$47.17/ $2830.20	0%

* Not all candidates will qualify

* Pecunia never charges any upfront fees, if you are asked for any upfront fees
never pay them to anyone for the purposes of borrowing.

* Pecunia never charges any fees ever, simply answer a few questions and be on your way to obtaining a loan in as little as 3 hours.

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