Credit Score | AskPecunia

Credit Scores Q&A

by David Maldonado | Sep 7, 2018 | Credit Score

Credit scores are a major factor used to determine if someone is credit-worthy. Most people acknowledge the purpose of the score but do not necessarily understand how they are determined or how to improve low scores. Here are some often-asked questions concerning...

Understanding the Five Factors of Your Credit Score

by David Maldonado | Sep 6, 2018 | Credit Score

Credit scores determine everything from eligibility for mortgages and car loans to opening a new credit card. But trying to understand your credit score can be unnecessarily complicated and intimidating. In order to try to help, here is a breakdown of the five...

Four Proven Ways to Help Reduce Credit Card Debt

by David Maldonado | Aug 29, 2018 | Credit Score

Credit card debt can sneak up on anyone, even if you’re punctual with your bills. Paying off the whole balance at the end of every month sometimes just isn’t an option, and so your interests rates starts piling up until you feel as though you are running out of...

Six Reasons Your Credit Score is Low

by David Maldonado | Aug 28, 2018 | Credit Score

When it comes to shopping for a loan, few things are going to impact your ability to find what you’re looking for, with an interest rate that you can afford, as your credit score. In fact, credit scores are almost always the first thing that a lender will analyze when...

4 Ways to Improve Your Credit Fast

by David Maldonado | Aug 24, 2018 | Credit Score

When searching for the perfect home or the perfect car, one of the first things that any lending agency will want to look at is your credit score. For those individuals with less than perfect credit because of life’s events, then this can be a hard moment. Your credit...

5 Ways to Rebuild Credit in 6 Months

by David Maldonado | Aug 23, 2018 | Credit Score

Although it may have taken years for you to have gotten your credit into the shape that it is in now, it can take much less time to get it back to a higher, healthy level that you and you can be proud of. Mere months can change the interest rates that you pay, which...

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Representative Example:

Workign Capital Loans

A working capital loan is a short-term form of financing that gives businesses the money to fund daily operations. These loans need to be repaid quickly, typically in under 24 months, so they’re not meant for larger or more expensive business investments, like real estate or equipment purchases.

Business Loan Type	APR Range
SBA Loans	4%-13%
Traditional Bank Loans	3%-6%
Medium-Term Loans	7%-30%
Merchant Cash Advance	40%-150%
Invoice Financing	10%-60%
Equipment Loans	4%-40%
Short-Term Loans	10%-80%
Business Line of Credit	7%-25%
Working Capital Loans	Starting at 23%

* Not all candidates will qualify

* Pecunia never charges any upfront fees, if you are asked for any upfront fees
never pay them to anyone for the purposes of borrowing.

* Pecunia never charges any fees ever, simply answer a few questions and be on your way to obtaining a loan in as little as 3 hours.

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