Bad Credit | AskPecunia

Your Guide on How to Get a Personal Loan with No Credit and No Cosigner

by David Maldonado | Jan 16, 2025 | Bad Credit, Personal Loan Education

There are many financial sites that will tell you having a cosigner is essential if you have bad credit and need a loan. While I’ll admit it can make the process easier, it also carries a lot of risks that you may want to avoid. That may leave you wondering how to get...

Why Having Bad Credit is Better Than No Credit at All

by David Maldonado | Dec 18, 2024 | Bad Credit, Credit Score

Having Bad credit versus no credit has been a debate among many people for a while now. Everyone has their own reasoning behind why they feel one is better than the other, but you might find it a little difficult to formulate an opinion on that if you haven’t...

The Consequences of Having Bad Credit

by David Maldonado | Dec 4, 2024 | Bad Credit

Everyone has experienced bad credit at least once, or at some point in their life. I certainly have. I feel that America wouldn’t be in as much debt as we are, had we been taught early on in life… even as toddlers! You know how they have the little cash register toys...

Three Ways to Get a Loan with a Score Below 600

by David Maldonado | Oct 8, 2024 | Bad Credit, Credit Score

After declaring bankruptcy, foreclosing a home, or even after opening a line of credit for the first time in your entire life, it can be difficult to take out a loan simply because of your low credit score. When your score is below six hundred, lenders have a hard...

4 Options You Can Use to Get a $4,000 Bad Credit Loan Now

by David Maldonado | Oct 7, 2024 | Bad Credit, Personal Loan Education

When you’ve got bad credit, it can seem like the whole world is against you. You hop from lender to lender, asking for what seems like a reasonable amount, only to have them shoot you down. Even though you have explained your situation clearly, they don’t seem to care...

7 Facts About Bad Credit Signature Loans That Will Surprise You

by David Maldonado | Jan 29, 2024 | Bad Credit, Personal Loan Education

When you need money but have bad credit, your options can seem pretty limited. You often find yourself turned away by lenders who deem you too risky. Your credit card company won’t increase your spending limit. If this has happened to you, numerous times, you’re...

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Representative Example:


Credit Score	Loan Amount	Term	Sample Monthly Payment / Total Payment	Fee
450+	$2500	5 Years	$90.33 / $5419.80	0%
550+	$2500	5 Years	$76.34 / $4580.40	0%
600+	$2500	5 Years	$63.48/ $3808.80	0%
650+	$2500	5 Years	$55.61 / $3336.60	0%
700+	$2500	5 Years	$49.50/ $2970.00	0%
750+	$2500	5 Years	$47.17/ $2830.20	0%

* Not all candidates will qualify

* Pecunia never charges any upfront fees, if you are asked for any upfront fees
never pay them to anyone for the purposes of borrowing.

* Pecunia never charges any fees ever, simply answer a few questions and be on your way to obtaining a loan in as little as 3 hours.

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