A credit score is a number that lenders use as basis to determine their risk when a borrower loans money from them. Mortgage banks, credit card companies and auto dealerships are just some of the kinds of lenders that require credit checks before deciding how much...
Pecunia Blog
If I Had to Loan $1,000: What Lenders Use to Determine If You’ll Get a Loan
Many people often wonder what it takes to qualify for a loan, asking, “What factors will lenders use to determine if I’m eligible?” “Will past mistakes hurt my chances?” Will I qualify for enough money?” It can be very intimidating and difficult to understand process...
How to Improve Your Credit with a Bad Credit Loan
Bad credit loans can seem like a miracle if you’re really strapped for cash and you’ve got bills or other expenses that need covered quickly. However, there are plenty of reasons for getting a personal loan for poor credit aside from emergency situations. It could...
One Super Easy Way to Avoid the Payday Loan Carousel
Say you’re in trouble. You really need cash quickly to cover an emergency expense. Maybe your car broke down, or you need to have some dental work done. It happens! People oftentimes turn to payday loans or similar products in situations like this, but a personal loan...
Instant Loans for Bad Credit: Can They Help Me Break the Debt Cycle?
Have you gotten behind on bills or had an emergency come up and you need money now? It happens to the best of us, and if it’s happened to you, try not to panic too much. There are options available to you. Here’s what you need to know about how to get a loan with bad...
Continuously Searching for Online Personal Loans but Feeling Lost?
If you’ve ever looked into getting an online personal loan, you already know that it can be an incredibly confusing to even find the right personal loan, let alone actually applying for one, getting approved, and ultimately getting the cash you need. You inevitably...
Easy Loans May Not Be So Easy Today – Some Easy Loans Can be a Pain
If you’ve been on the lookout for an online unsecured personal loan, you’ve maybe noticed that it’s a little more complicated than you thought. Oftentimes, people have the big misconception that loans with no credit check or bad credit loans will be a cinch to lock...
Consolidating Credit Card Debt with a Personal Loan
Lots of people have credit card debt that hangs over their head. In fact, Americans aged 18 to 65 have an average of nearly $5,000 in credit card debt, and that’s individuals. That means adult couples average almost $10K in credit card debt between the two of them. A...
Can a Bad Credit Loan Increase My Credit Score? – Perplexed
Credit scores can seem mysterious at times. There are so many factors that can affect them, and it can be hard to figure out what you should do to improve your score. If you’ve been searching for a bad credit loan, you might be wondering if it is going to help or hurt...
Loans for People with Bad Credit: How to Obtain a Loan When You Need It
If you don’t have a free and clear financial history, it can seem impossible that you could get a loan. A lot of people only think of payday loans or title loans when they think of loans for people with bad credit, and those often do more harm than good when it comes...