The first of the month can be an anxious time for many. While a new month brings the opportunity for change, such as starting a new fitness regime or a new project, it also brings with it the deadline for most of our bills. As the months draw to a close, most people...
Finances can be a complicated aspect of many people’s lives. Aside from the day-to-day grapple of making sure you meet the monthly payments of your bills, understanding the different factors that determined why you got the interest rate you did on your credit card,...
Credit scores are a major factor used to determine if someone is credit-worthy. Most people acknowledge the purpose of the score but do not necessarily understand how they are determined or how to improve low scores. Here are some often-asked questions concerning...
Credit scores determine everything from eligibility for mortgages and car loans to opening a new credit card. But trying to understand your credit score can be unnecessarily complicated and intimidating. In order to try to help, here is a breakdown of the five...
No matter what you do, sometimes bankruptcy still gets the better of you. After going through the pain, doubt and fear inherent in filing for bankruptcy, you might feel lost as to how to start rebuilding your credit and opening new lines of credit. There are four...
Credit is one of the most essential, and for many, the most confusing, aspects of having a healthy life financially. Your credit is a huge factor that determines if you’re able to take out a loan for a car, buy a house with a mortgage, or get approved for a small...
No one ever wants to pay more than they absolutely have to for any of their major purchases, and one of the biggest culprits behind outrageously high bills is the high APR that comes with certain loans. In order to prevent financial headaches or hardships in the...
Maintaining a good credit score can be tricky. On the one hand, credit is there to provide you the opportunity to buy the things you need to improve the quality of life for yourself and your family, and you shouldn’t feel afraid to use it if you need it. On the other...
Credit card debt can sneak up on anyone, even if you’re punctual with your bills. Paying off the whole balance at the end of every month sometimes just isn’t an option, and so your interests rates starts piling up until you feel as though you are running out of...
When it comes to shopping for a loan, few things are going to impact your ability to find what you’re looking for, with an interest rate that you can afford, as your credit score. In fact, credit scores are almost always the first thing that a lender will analyze when...
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* Instant 1K Credit Limit