When it comes to the world of personal loans, the stigma is that only people with good credit can get approval, and it’s that same stigma that has run off and intimidated so many good people with bad credit or no credit from getting the financial help they need. Well,...
Pecunia Blog
Effective Tips to Follow When Acquiring Personal Loans for Fair Credit
In the world of credit, you can look at fair credit as being the middle child between good and bad credit. You definitely don’t want to drop down to having bad credit, so your goal should be to take the necessary steps to obtain a good or excellent credit score. The...
7 Facts About Bad Credit Signature Loans That Will Surprise You
When you need money but have bad credit, your options can seem pretty limited. You often find yourself turned away by lenders who deem you too risky. Your credit card company won’t increase your spending limit. If this has happened to you, numerous times, you’re...
Five Tips To Help You Get Your Loan Approved
Successfully getting a bank loan approved is not the simplest process. There is always a chance that you will be rejected, which can lead to frustration and stress. As inflation continues to grow across the nation, lenders are now stricter in implementing their...
Bad Credit: What’s the Best Card for You When Your Score Isn’t Great?
If you have made some financial mistakes, you might have stained your credit score, and now find yourself unable to get a regular credit card, or you find the cards you do qualify for carrying high interest rates and annual fees. Regardless, you will still need a way...
Everything You Need To Know About a Loan Process
With the advancements in technology, lenders are now able to connect with borrowers from across the country, and even pick their preferred ways of managing the application process. Whether you are looking for a new home or just want to refinance, you always have to go...
What to Do When A Medical Emergency Occurs
Each of us can be a victim of medical emergencies. We cannot avoid accidents and our bodies are very vulnerable to diseases. But what is worse than being in a medical emergency is being financially unprepared for these situations. Bills will pile up and they will need...
2 Easy Methods You Can Use to Begin Establishing Credit
Your credit score determines a range of things for you: whether or not you are eligible for a loan, how trustworthy you are with money, and a host of other monetary things. If you have never taken out any type of credit, and have no score to speak of, it can be...
Is Your Debt Ruining You? How Your DTI Affects Your Financial Life
Having debt is rarely just as simple as owing a lender principal and interest. There is always more at play than just the debtor and the creditor, and the situation becomes especially complicated if you have to pay a debt later than when you are supposed to. This is...
Three Effective Ways to Repair Your Credit in a Year
If you find that your credit is not where you want it to be, and you’re planning to make your next high-end purchase, like a new car or taking out a mortgage, there are several simple ways that you can start repairing your credit, starting with your next billing...