When people are struggling under the weight of heavy debt, their first instinct is probably not to consider a loan. Afterall - you got in this mess in the first place because you couldn’t pay the financial obligations you’ve already incurred; why on earth would you...
Pecunia Blog
How Long Will it Take for my Credit Score to Improve?
One of the first questions that people ask when they start trying to build better credit is, “How long will it take?” It’s a valid question. We prefer predictability in as much of our life as we can get. We know it takes around nine months for a baby to be born, so we...
Understanding What Does and Doesn’t Affect Your Credit Score
Understanding your credit can be very confusing at times. There’s so many factors that go into it… The things we thought affected our credit doesn’t, and what we thought didn’t affect our credit, actually does. So it’s very important to understand how credit works, so...
Unsecured Personal Loan, what is it?
Getting an Unsecured Personal Loan You're really struggling, and you need a loan fast! Unfortunately, it's harder to attain that loan than you originally thought it would be. An unsecured personal loan will allow you to acquire the funds you need without needing to...
The Consequences of Having Bad Credit
Everyone has experienced bad credit at least once, or at some point in their life. I certainly have. I feel that America wouldn’t be in as much debt as we are, had we been taught early on in life… even as toddlers! You know how they have the little cash register toys...
Your Guide to Building a Strong Credit History
Being able to pay cash for everything used to be a great thing a few decades ago. It used to be that a person could just walk onto a car lot, pay in cash, and then take off with a brand new vehicle. It’s not like that anymore though: these days, you need to have...
Factors to Help You Decide Which Loan is Best for You
When you want to take out a loan, there’s a lot to think about. Since you’ll be obligating yourself for a potentially very large amount of money, you want to ensure that you’ve done your best to find the loan that will fit your situation. Fortunately, and...
How to Prepare Yourself and Your Finances For a Personal Loan
Personal loans are an incredibly powerful resource for the people who need them most. Not only do they have the ability to allow people in dire financial straits to get on the road to recovery, they can allow people to enjoy some much needed luxury, whether it’s...
Understanding Credit Checks and How They Impact Your Credit Score
Many people are very unsure and fearful when it comes to their credit score. There’s a wealth of information available on the subject, but often, these sources are saturated with numbers, figures, and terms that you may have never encountered before, let alone...
Which Type of Credit Card is the Best Fit for My Lifestyle?
In the modern age, going without a credit card is the equivalent of saying you go without eating. It’s possible for a time, but after awhile, it’s going to start breaking you down. Credit is to your financial standing what food is to your body, and the analogy holds...