In the world of credit, you can look at fair credit as being the middle child between good and bad credit. You definitely don’t want to drop down to having bad credit, so your goal should be to take the necessary steps to obtain a good or excellent credit score. The...
Does this sound familiar to you? You’ve gone to the dentist because your teeth are killing you. They do an exam and tell you that you’ll need surgery done. You complete the surgery, and a few months later, your bill comes. It’s way higher than you expected, and your...
During the holiday season, there’s plenty to look forward to. People use the occasion to reunite with family, eat too much food, and exchange gifts. It truly does make for the most wonderful time of the year. But it comes at a cost: Christmas can be very expensive....
Often, the best way to book a great trip at a great rate is to take advantage of any package deals or special offers available. Because these offers are usually available for a limited time, you may not be able to save enough to pay before they expire. Using a loan to...
For bad credit loan-seekers, borrowing money is not simple. Traditionally, lenders want to work with good credit scores of around 650 or above. If you have a score below that figure but are lucky enough to get approved, odds are your charges will be much higher. More...
When you have poor credit, your options to get money can seem very limited. You’re often denied a loan by traditional lenders because you’re deemed to be too much of a risk. This can leave you desperate to get money and you may be considering cash loans with bad...
If you’re seeking cash loans with poor credit, there’s a lot you need to think about. The market is filled with plenty of lending options for people who don’t have a good credit score, but you must be cautious. Cash loans, also called payday loans, are a trap that you...
There are many financial sites that will tell you having a cosigner is essential if you have bad credit and need a loan. While I’ll admit it can make the process easier, it also carries a lot of risks that you may want to avoid. That may leave you wondering how to get...
If you have no credit, the single most important thing you can do is to start building it now. A loan, even from a lender willing to work with no credit, won’t do you much good if they don’t report to the credit bureaus. It may solve your immediate financial problem...
As young high schoolers graduate and make their way off to college, or a trade school, or their first ‘real’ job, many of the realities of adulthood will become apparent to them for the first time. They start shopping for their own living space; they take out their...
* Pecunia never charges any upfront fees, if you are asked for any upfront fees
never pay them to anyone for the purposes of borrowing.
* Pecunia never charges any fees ever, simply answer a few questions and be on your way to obtaining a loan in as little as 3 hours.