How It Works
Your Path to a Smarter Loan
At Askpecunia, we know that finding the right loan can be overwhelming. We’ve replaced confusing applications and endless searching with a simple, intelligent process that puts you in control. Here’s how we find your best loan options in just a few minutes.
Step 1: Tell Us Your Story, Once.
Fill out our single, secure smart form. It’s designed to be quick and intuitive, asking only the questions needed to understand your unique financial situation and what you’re looking for. Your data is protected with bank-level security and is always kept confidential.
- Fast & Simple: No repetitive questions, no confusing jargon.
- Secure: We use 256-bit encryption to keep your information safe.
Step 2: Our Smart Technology Gets to Work.
This is where the magic happens. As soon as you submit your information, our proprietary technology instantly analyzes your profile. It then scans and compares your needs against hundreds of loan options and underwriting rules from our growing network of trusted lenders. This happens in seconds, not days.
- Intelligent Matching: Our system finds the lenders most likely to approve your request.
- No Impact on Your Credit Score: Checking your options with us will not affect your credit score.
Step 3: See Your Personalized Options.
Forget the guesswork. We present you with a clear, easy-to-understand list of pre-qualified loan offers. You’ll see estimated interest rates (APR), potential loan amounts, and terms side-by-side, so you can confidently compare and choose the very best option for you.
- Clarity & Comparison: All the key details are laid out for you.
- No Obligation: These are real offers you can review with zero commitment.
Personal Loans Starting at 4.99%
- ✔ Loan Discovery Process
- ✔ Credit Scores Reviewed to 500
- ✔ 2, 3, 5 & 7 Year Terms
- ✔ Loan Amounts $500 - 35K
No Initial Credit Check!
See Representative Example
No Initial Credit Check
Most of our clients know that having multiple inquiries can lower your score. We realize that too. With Peciunia, we have you use the data you provide, and our reccomendations to give you the best opportunity to obtain a loan when you need one without hurting your score or sharing your information.
Privacy Assurance
Pecunia does not give your information to anyone. We do not gather any personal information upfront, so your identity and personal information are not compromised. No more unwanted solicitations, phone calls and emails. Pecunia will never share your information.
Fund Quickly
“But I need money now!” Our company knows that you need a loan now – not next week or next month. The Pecunia process is simple and effective.
Longer Terms
Loans based on your profile
We understand that you are an individual. That being said each person has his / her own financial circumstances. We understand that, and we understand that you are not just a number. We are known to provide custom solutions for those in need of instant unsecured loans for 500 credit, unsecured loans for bad credit, unsecured loans for no credit check, and other personal loans (not payday loans).
Credit Score
We work with all credit types, from clients with 700+ scores to clients with a 450 credit score. Pecunia works for you to identify and connect you with the right loan product.
